How Many Different Rates Are There?

The discount rate is the percentage of the total transaction amount paid to the processor for handling your account.


Rates vary based on the criteria presented below, and will vary from bank to bank depending on the business types they choose to serve. You can also have a non tiered rate if you qualify. This is called Interchange.

  • Qualified Rate
    Card present at the time of transaction. (Retail)
  • Mid–Qualified Rate
    Card Not Present. (Internet, mail, catalog)
  • Non–Qualified Rate
    Corporate or International Card.

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